This plan is not offered through Business Health Trust and doesn’t include the benefits that come with BHT membership. Although not available though BHT, we’re including this information to be a helpful resource to employers.

Regence EmployeeChoice Gold 2500

Regence BlueCross BlueShield of Oregon

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Principal business location ZIP or county

Annual in-network deductible
$2,500
Metal level
Gold
Plan type
PPO
HSA-compatible plan
No (most common)

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Plan benefits

All supported filed details, including known conditions and limits. This is not the entire insurance contract. Unknown does not mean $0 or not covered.

132 benefit rows

This PPO covers participating and nonparticipating providers without specialist referrals. Nonparticipating care generally has higher cost sharing and may leave you responsible for charges above the plan’s allowed amount.

Notes & source

Regence · Preferred · Issuer 71281. Confirm current provider participation and exact coverage in the plan documents.

Annual deductibles: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Medical deductible

In-network tier 1 individual: $2,500

In-network tier 1 family: $2,500 per person | $5,000 per group

In-network tier 1 coinsurance: 30.00%

Out-of-network individual: $5,000

Out-of-network family: $5,000 per person | $10,000 per group

Combined in/out-of-network individual: $7,500

Combined in/out-of-network family: $7,500 per person | $15,000 per group

Prescription drug deductible

In-network tier 1 individual: $0

In-network tier 1 family: $0 per person | $0 per group

In-network tier 1 coinsurance: 50.00%

Out-of-network individual: Not Applicable

Out-of-network family: per person not applicable | per group not applicable

Combined in/out-of-network individual: Not Applicable

Combined in/out-of-network family: per person not applicable | per group not applicable

Annual out-of-pocket limits: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Maximum Out of Pocket for Medical and Drug Benefits (Total)

In-network tier 1 individual: $7,350

In-network tier 1 family: $7,350 per person | $14,700 per group

Out-of-network individual: $10,000

Out-of-network family: $10,000 per person | $20,000 per group

Combined in/out-of-network individual: $17,350

Combined in/out-of-network family: $17,350 per person | $34,700 per group

How costs are shared: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Combined medical and drug deductible

Notes & source

Whether covered medical and prescription costs count toward the same deductible.

No

Combined medical and drug spending limit

Notes & source

Whether covered medical and prescription costs count toward the same out-of-pocket limit.

Yes

Office and routine care: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Primary Care Visit to Treat an Injury or Illness

Notes & source

A visit with a primary care clinician for an illness or injury.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Benefit details: Virtual Care - Store and Forward & Virtual Care - Telehealth Visit $10 Copay found on the Schedule of Benefits

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Specialist Visit

Notes & source

A visit with a clinician who focuses on a particular condition or area of medicine.

In-network tier 1 copay: $50.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Other Practitioner Office Visit (Nurse, Physician Assistant)

Notes & source

An office visit with a nurse practitioner, physician assistant, or another listed clinician.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Benefit details: Virtual Care - Store and Forward & Virtual Care - Telehealth Visit $10 Copay found on the Schedule of Benefits

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Preventive Care/Screening/Immunization

Notes & source

Services intended to prevent illness or detect health problems early.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Well Baby Visits and Care

Notes & source

Routine visits to check a baby’s health and development.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Benefit details: Human donor milk must be covered as it is covered by the state base benchmark plan.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Tests and imaging: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Imaging (CT/PET Scans, MRIs)

Notes & source

Advanced scans used to examine the inside of the body.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Laboratory Outpatient and Professional Services

Notes & source

Laboratory testing without inpatient admission.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00%

Coverage: Covered

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): 30% Coinsurance, Deductible waived.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

X-rays and Diagnostic Imaging

Notes & source

X-rays and other listed images used to help diagnose a health problem.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00%

Coverage: Covered

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): 30% Coinsurance, Deductible waived.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Allergy Testing

Notes & source

Tests used to identify substances that trigger allergic reactions.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Not an essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Urgent and emergency care: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Urgent Care Centers or Facilities

Notes & source

Care at an urgent care center for problems that need prompt attention.

In-network tier 1 copay: $50.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Emergency Room Services

Notes & source

Evaluation and treatment of a medical emergency in an emergency department.

In-network tier 1 copay: $300.00

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): After $300 Copayment and In-Network Deductible, 30% Coinsurance. Copayment does not accrue toward the deductible.

Out-of-network copay: $300.00

Out-of-network coinsurance: 30.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Emergency Transportation/Ambulance

Notes & source

Ambulance or other listed transportation for an emergency.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 30.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Hospital and surgery: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Notes & source

The charge for using an outpatient facility, separate from a clinician’s professional fee.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Care provided at an in-network Ambulatory Surgery Center may be covered at a lower cost share, see Schedule of Benefits for cost share information.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Outpatient Surgery Physician/Surgical Services

Notes & source

The surgeon’s or other clinician’s services for surgery without inpatient admission.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Inpatient Hospital Services (e.g., Hospital Stay)

Notes & source

Hospital facility services after admission as an inpatient.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Inpatient Physician and Surgical Services

Notes & source

Clinicians’ professional services during an inpatient hospital stay.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Cosmetic Surgery

Notes & source

Surgery mainly intended to change appearance.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Covers cosmetic surgery when medically necessary.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Transplant

Notes & source

Medical care involving transplantation of an organ or tissue.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Reconstructive Surgery

Notes & source

Surgery to restore function or repair a body part affected by injury, illness, or a birth condition.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Coverage for reconstructive breast surgery and treatment of congenital anomalies is required and is covered under the state base benchmark plan.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Mental health and substance use: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Mental/Behavioral Health Outpatient Services

Notes & source

Mental or behavioral health care without inpatient admission.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Benefit details: Virtual Care - Store and Forward & Virtual Care - Telehealth Visit $10 Copay found on the Schedule of Benefits. Outpatient office/psychotherapy visits - Copayment, Deductible waived. Other outpatient services - Coinsurance after Deductible.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Mental/Behavioral Health Inpatient Services

Notes & source

Mental or behavioral health treatment during an inpatient stay.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Substance Abuse Disorder Outpatient Services

Notes & source

Treatment for substance use disorders without inpatient admission.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Benefit details: Virtual Care - Store and Forward & Virtual Care - Telehealth Visit $10 Copay found on the Schedule of Benefits. Outpatient office/psychotherapy visits - Copayment, Deductible waived. Other outpatient services - Coinsurance after Deductible.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Substance Abuse Disorder Inpatient Services

Notes & source

Treatment for substance use disorders during an inpatient stay.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Prescription drugs: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Generic Drugs

Notes & source

Medicines classified by the plan as generic drugs.

In-network tier 1 copay: $10.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 90

Limit unit: Days per Month

Benefit details: Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. For prescription contraceptive drugs coverage includes a twelve-month refill of contraceptive drugs obtained at one time by the enrollee, unless the enrollee requests a smaller supply or the prescribing provider instructs that the enrollee must receive a smaller supply. Insulin limit: $35 for a 30 day supply and $105 for a 90 day.

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): $10 Copayment, Deductible waived for each Preferred Generic Medication. Copayment does not accrue toward the deductible. $35 Copayment, Deductible waived, for each Generic Medication. Copayment does not accrue toward the deductible.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 100.00%

Essential health benefit: Yes

Essential benefit variation: Other Law/Regulation

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Preferred Brand Drugs

Notes & source

Brand-name medicines placed in the plan’s preferred drug category.

In-network tier 1 copay: $50.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 90

Limit unit: Days per Month

Benefit details: Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. For prescription contraceptive drugs coverage includes a twelve-month refill of contraceptive drugs obtained at one time by the enrollee, unless the enrollee requests a smaller supply or the prescribing provider instructs that the enrollee must receive a smaller supply. Insulin limit: $35 for a 30 day supply and $105 for a 90 day.

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): $50 Copayment, Deductible waived, for each Preferred Brand-Name Medication. Copayment does not accrue toward the deductible.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 100.00%

Essential health benefit: Yes

Essential benefit variation: Other Law/Regulation

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Non-Preferred Brand Drugs

Notes & source

Brand-name medicines outside the plan’s preferred drug category.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 50.00%

Coverage: Covered

Service limit: Yes

Limit amount: 90

Limit unit: Days per Month

Benefit details: Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. For prescription contraceptive drugs coverage includes a twelve-month refill of contraceptive drugs obtained at one time by the enrollee, unless the enrollee requests a smaller supply or the prescribing provider instructs that the enrollee must receive a smaller supply. Insulin limit: $35 for a 30 day supply and $105 for a 90 day.

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): 50% Coinsurance, Deductible waived, for each Brand-Name Medication.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 100.00%

Essential health benefit: Yes

Essential benefit variation: Other Law/Regulation

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Specialty Drugs

Notes & source

Medicines placed in the plan’s specialty category, often requiring special handling or monitoring.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 20.00%

Coverage: Covered

Service limit: Yes

Limit amount: 30

Limit unit: Days per Month

Benefit details: First fill allowed at a retail pharmacy. Additional fills must be provided at a specialty pharmacy. Coverage is limited to a 30-day supply for specialty and self-administrable cancer chemotherapy medications from a specialty pharmacy per fill or refill.

Benefit details: Supporting benefit crosswalk (SERFF submitted 2026-10-12): 20% Coinsurance, Deductible waived, for each Preferred Specialty Medication; 50% Coinsurance, Deductible waived, for each Specialty Medication.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 100.00%

Essential health benefit: Yes

Essential benefit variation: Other Law/Regulation

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Supply limits and coverage conditions

Notes & source

Retail, mail-order and specialty prescription terms, with the source drug tiers and exceptions retained.

Generic Drugs; Preferred Brand Drugs · Benefit details: Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. For prescription contraceptive drugs coverage includes a twelve-month refill of contraceptive drugs obtained at one time by the enrollee, unless the enrollee requests a smaller supply or the prescribing provider instructs that the enrollee must receive a smaller supply. Insulin limit: $35 for a 30 day supply and $105 for a 90 day.

Non-Preferred Brand Drugs · Benefit details: Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. For prescription contraceptive drugs coverage includes a twelve-month refill of contraceptive drugs obtained at one time by the enrollee, unless the enrollee requests a smaller supply or the prescribing provider instructs that the enrollee must receive a smaller supply. Insulin limit: $35 for a 30 day supply and $105 for a 90 day.

Specialty Drugs · Benefit details: First fill allowed at a retail pharmacy. Additional fills must be provided at a specialty pharmacy. Coverage is limited to a 30-day supply for specialty and self-administrable cancer chemotherapy medications from a specialty pharmacy per fill or refill.

Formulary tier 1

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Preferred Generic

Three-month in-network mail order: Yes

Formulary tier 2

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Generic

Three-month in-network mail order: Yes

Formulary tier 3

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Preferred Brand

Three-month in-network mail order: Yes

Formulary tier 4

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Brand

Three-month in-network mail order: Yes

Formulary tier 5

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Preferred Generic, Preferred Brand, Specialty Drugs

Three-month in-network mail order: No

Formulary tier 6

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Generic, Brand, Specialty Drugs

Three-month in-network mail order: No

Formulary tier 7

Notes & source

Filed formulary tier. Mail-order availability refers to three-month in-network supply; coverage, supply limits and medication requirements still apply.

Drug category: Medical Service Drugs

Three-month in-network mail order: No

Pregnancy and childbirth: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Prenatal and Postnatal Care

Notes & source

Care during pregnancy and after childbirth.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Delivery and All Inpatient Services for Maternity Care

Notes & source

Care for childbirth and related inpatient services.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Abortion for Which Public Funding is Prohibited

Notes & source

The filing’s category for abortion services that cannot receive public funding.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Benefit details: Coverage includes termination of pregnancy for all members.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Therapy and recovery: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Hospice Services

Notes & source

Care focused on comfort and support near the end of life.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Service limit: Yes

Limit amount: 14

Limit unit: Days per Lifetime

Benefit details: Limit applies to respite care only

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Home Health Care Services

Notes & source

Medical care delivered at home under a care plan.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Service limit: Yes

Limit amount: 130

Limit unit: Visit(s) per Year

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Skilled Nursing Facility

Notes & source

Care in a facility providing skilled nursing or rehabilitation.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Service limit: Yes

Limit amount: 60

Limit unit: Days per Year

Benefit details: Coverage is limited to 60-inpatient days/year.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Outpatient Rehabilitation Services

Notes & source

Therapy to help restore abilities after illness or injury without inpatient admission.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 25

Limit unit: Visit(s) per Year

Benefit details: Limit combined with Occupational, Physical, and Speech therapy. Visit limit does not apply to Mental Health/Substance Abuse.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Habilitation Services

Notes & source

Therapy to help develop or maintain skills needed for daily activities.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 30

Limit unit: Days per Year

Benefit details: Coverage for habilitative services is limited to 30-inpatient days/year. Coverage for habilitative services is limited to 25-outpatient visits/year.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Essential benefit variation: Other Law/Regulation

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Rehabilitative Speech Therapy

Notes & source

Therapy to restore speech, communication, or swallowing abilities.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 30

Limit unit: Days per Year

Benefit details: Coverage is limited to 30-inpatient days/year and 25-outpatient visits/year. Rehabilitative Speech Therapy and Rehabilitative Occupational and Rehabilitative Physical Therapy combine for 25 visits for Rehabilitative Services and 25 visits for Habilitative Services.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Rehabilitative Occupational and Rehabilitative Physical Therapy

Notes & source

Therapy to restore movement or the ability to carry out everyday tasks.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 30

Limit unit: Days per Year

Benefit details: Coverage is limited to 30-inpatient days/year and 25-outpatient visits/year. Rehabilitative Speech Therapy and Rehabilitative Occupational and Rehabilitative Physical Therapy combine for 25 visits for Rehabilitative Services and 25 visits for Habilitative Services.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Infusion Therapy

Notes & source

Treatment that delivers medicine or fluids through a needle or catheter.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Covered under applicable benefit (such as office visit).

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Durable Medical Equipment

Notes & source

Medical equipment for repeated use, such as a wheelchair or home oxygen equipment.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Other services: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Infertility Treatment

Notes & source

Medical services to evaluate or treat difficulty becoming pregnant.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Exclusions: Only evaluations to determine if and why a covered member is infertile and artificial insemination are covered.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Chiropractic Care

Notes & source

Care provided by a chiropractor, including listed spinal or joint treatments.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Service limit: Yes

Limit amount: 10

Limit unit: Visit(s) per Year

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Hearing Aids

Notes & source

Devices that help improve hearing.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Service limit: Yes

Limit amount: 1

Limit unit: Item(s) per 3 Years

Exclusions: An annual hearing exam and one hearing aid per ear every 3 years is covered. Cochlear Implants for children are also covered.

Benefit details: Coverage is limited to one hearing aid per ear every 3 years. Cochlear Implants are also covered.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: No Charge

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Routine Foot Care

Notes & source

Regular foot care, such as listed nail or callus services.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Acupuncture

Notes & source

Treatment using thin needles placed at specific points on the body.

In-network tier 1 copay: $30.00

In-network tier 1 coinsurance: Not Applicable

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Dialysis

Notes & source

Treatment that filters the blood when the kidneys cannot do so adequately.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Chemotherapy

Notes & source

Drug treatment used for cancer and certain other conditions.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Exclusions: Coverage of oral anti-cancer drugs is limited to a 30-day supply for specialty and self-administrable cancer chemotherapy medications from a specialty pharmacy; other chemotherapy is covered under the applicable service (such as office visit).

Benefit details: Covered under the base benchmark plan.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Radiation

Notes & source

Treatment using targeted radiation, commonly for cancer.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Covered under the base benchmark plan; covered under applicable benefit (such as office visit).

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Diabetes Education

Notes & source

Instruction to help a person manage diabetes.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Prosthetic Devices

Notes & source

Devices that replace a missing body part.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Temporomandibular joint (TMJ) treatment

Notes & source

Treatment for problems affecting the jaw joint and nearby muscles.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Nutritional Counseling

Notes & source

Professional guidance on food choices and nutrition.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Diabetes Care Management

Notes & source

Coordinated support for managing diabetes and its treatment.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Inherited Metabolic Disorder - PKU

Notes & source

Care for phenylketonuria, an inherited condition affecting how the body processes part of dietary protein.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Gender Affirming Care

Notes & source

Health services that support a person’s gender identity.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Benefit details: Gender Affirming Care includes health care services prescribed to treat any condition related to the individual's gender identity and may include primary care visits, specialty care, outpatient mental health services, prescription drug benefits, and surgical services.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Other Law/Regulation

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Hearing exams

Notes & source

Assessments of hearing; consult the filed benefit for limits and member costs.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Benefit details: Coverage is limited to an initial assessment and one annual hearing exam.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Bariatric Surgery

Notes & source

Listed in the source exclusion summary. Check its exceptions and the issued contract for the exact terms.

Source statement: Bariatric Surgery is listed in the source exclusions; review the qualifications.

Source exclusion context: The 2027 sample SBC generally excludes bariatric surgery; cosmetic surgery except congenital anomalies; adult dental care; infertility treatment; long-term care; private-duty nursing; routine adult eye care; and weight-loss programs. The sample booklet preserves specified artificial-insemination services and infertility diagnostic procedures under Other Professional Services. This is a partial list with exceptions; consult the issued contract for full terms.

Dental and vision: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Routine Eye Exam for Children

Notes & source

Regular vision exams for children.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Service limit: Yes

Limit amount: 1

Limit unit: Exam(s) per Year

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00%

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: Yes

Eye Glasses for Children

Notes & source

Prescription eyeglasses for children.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Service limit: Yes

Limit amount: 1

Limit unit: Item(s) per Year

Benefit details: Coverage is limited to one frame and one pair (two lenses)/ calendar year or contacts (in lieu of glasses).

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00%

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: Yes

Dental Check-Up for Children

Notes & source

Routine dental exams for children.

In-network tier 1 copay: No Charge

In-network tier 1 coinsurance: No Charge

Coverage: Covered

Service limit: Yes

Limit amount: 2

Limit unit: Visit(s) per Year

Out-of-network copay: No Charge

Out-of-network coinsurance: No Charge

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: Yes

Basic Dental Care - Child

Notes & source

Dental services classified as basic care for children, such as listed fillings.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 20.00%

Coverage: Covered

Service limit: Yes

Limit amount: 2

Limit unit: Exam(s) per Year

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 20.00%

Essential health benefit: Yes

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: Yes

Orthodontia - Child

Notes & source

Treatment to align children’s teeth or jaws, such as braces.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 50.00%

Coverage: Covered

Benefit details: Medically necessary orthodontia must be covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00%

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: Yes

Major Dental Care - Child

Notes & source

Dental services classified as major care for children.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 50.00%

Coverage: Covered

Benefit details: Quantitative limits apply; see essential health benefits base benchmark plan.

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00%

Essential health benefit: Yes

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: Yes

Dental Anesthesia

Notes & source

Anesthesia used during dental treatment.

In-network tier 1 copay: Not Applicable

In-network tier 1 coinsurance: 30.00% Coinsurance after deductible

Coverage: Covered

Out-of-network copay: Not Applicable

Out-of-network coinsurance: 50.00% Coinsurance after deductible

Essential benefit variation: Additional essential health benefit

Excluded from in-network spending limit: No

Excluded from out-of-network spending limit: No

Network and access: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Provider network

Notes & source

The insurer’s name for the network linked to this plan. Check the current provider directory to confirm a doctor or hospital participates.

Preferred

Specialist referral

Notes & source

Whether the plan generally requires a referral before seeing a specialist. Check the listed exceptions.

No

Referral details

Notes & source

The insurer’s explanation of when specialist referrals are needed.

The 2027 sample booklet says referrals are not required before using covered benefits. Some covered services require preauthorization by contracted providers. Medical-necessity and network rules still apply; consult the issued booklet for service-specific requirements.

Provider tiers

Notes & source

Whether in-network providers are grouped into tiers with different member costs.

No

National network

Notes & source

Whether the filing lists a national provider network; this does not confirm any particular provider participates.

Yes

Care outside the country

Notes & source

Whether the filing lists coverage outside the country; restrictions may apply.

Yes

International care details

Notes & source

The insurer’s explanation of coverage and restrictions outside the country.

Members traveling ouside the United States receive coverage for the same benefits as inside the United States. Members who do not seek inpatient care at a BlueCross BlueShield Global Hospital may have to pay a provider upfront for care and submit an international claim for to be reimbursed.

Care outside the service area

Notes & source

Whether the filing lists coverage away from the plan’s normal service area.

Yes

Outside-area care details

Notes & source

The insurer’s explanation of care covered away from the normal service area.

Out of Area benefits are covered on Blue Card which provides access to the largest network of doctors in the United States.

Health accounts: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

HSA-compatible plan

Notes & source

Whether the filing identifies the plan as HSA-compatible; your personal ability to contribute also depends on other rules.

No

Filed employer account contribution

Notes & source

Whether the plan filing includes an employer HSA or HRA contribution; it does not describe your employer’s actual contribution.

No

HSA in source plan name

Notes & source

Source name evidence only; this does not establish personal HSA eligibility.

No

Plan features and exclusions: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Wellness program

Notes & source

Whether the filing lists a program intended to support healthy habits.

No

Condition support programs

Notes & source

Programs listed to help members manage ongoing health conditions.

Case management for serious illness or injury with potential continuing major or complex care needs. Licensed health-care professionals provide information, support and guidance, coordinate with treating professionals, and may propose alternative benefits. See the 2027 sample booklet and contact Regence for applicable services.

Unique plan design

Notes & source

Whether the insurer marked the benefit design as distinct in its filing.

Yes

Plan exclusions

Notes & source

Services or situations the insurer lists as excluded from coverage.

The 2027 sample SBC generally excludes bariatric surgery; cosmetic surgery except congenital anomalies; adult dental care; infertility treatment; long-term care; private-duty nursing; routine adult eye care; and weight-loss programs. The sample booklet preserves specified artificial-insemination services and infertility diagnostic procedures under Other Professional Services. This is a partial list with exceptions; consult the issued contract for full terms.

Pregnancy notice

Notes & source

Whether the filing indicates a pregnancy-related notice requirement.

No

Child-only coverage

Notes & source

How the filing describes coverage offered for children without an enrolled adult.

Allows Adult and Child-Only

Standardized coverage examples: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Having a baby example

Example deductible: $2,500

Example copays: $10

Example coinsurance: $2,900

Example uncovered costs: $60

Managing diabetes example

Example deductible: $800

Example copays: $800

Example coinsurance: $30

Example uncovered costs: $200

Simple fracture example

Example deductible: $1,700

Example copays: $600

Example coinsurance: $30

Example uncovered costs: $0

Filing assumptions: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Calculated actuarial value

Notes & source

An estimate of the share of covered costs the plan pays for a standard population, not your expected spending.

0.825892912190476

Insurer actuarial value

Notes & source

The insurer’s estimate of the plan’s share of covered costs for a standard population.

80.70%

Tier 1 filing assumption

Notes & source

The use of tier 1 providers assumed in the filing, not a prediction of your care.

100%

Composite premium available

Notes & source

Whether the filing offers a shared premium rate instead of separate age-based rates.

No

Plan identifiers and filing context: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Plan ID

Notes & source

The identifier used to distinguish this plan in the filing.

71281WA0560030

Plan variation ID

Notes & source

Identifies this plan’s specific version of benefits and cost sharing.

71281WA0560030-00

Plan variation name

Notes & source

The insurer’s name for this version of the plan.

Regence EmployeeChoice Gold 2500

Cost-sharing variation

Notes & source

The filed category for this version of the plan’s member costs.

Standard Gold Off Exchange Plan

Product ID

Notes & source

The identifier for the product family this plan belongs to.

71281WA056

Network ID

Notes & source

Identifies this plan’s provider network within this insurer’s filing.

WAN003

Service area ID

Notes & source

Identifies the area where the insurer offers this plan.

WAS002

Drug list ID

Notes & source

Identifies the prescription drug list referenced by this plan.

WAF008

Marketplace status

Notes & source

Whether the filing describes the plan as offered through the health insurance marketplace.

Off the Exchange

New or existing plan

Notes & source

Whether the insurer filed this as a new or continuing plan.

Existing

Effective date

Notes & source

The start date listed for this plan in the filing.

1/1/2027

Plan name

Regence EmployeeChoice Gold 2500

Legal issuer

Regence BlueCross BlueShield of Oregon

Plan type

PPO

Carrier virtual care: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Virtual care options

2027 sample booklet: telehealth (live remote visits) and store-and-forward services (asynchronous care) have an in-network cost share of $10 Copay, Deductible waived. Out-of-network cost share: 50% after the deductible, for covered services. Some providers may offer lower cost sharing; confirm the provider and service with Regence. Separate facility fees use the Other Professional Services benefit.

Unknown or not provided (15)

Unknown or not provided: Regence EmployeeChoice Gold 2500
BenefitRegence EmployeeChoice Gold 2500

Specialty drug coinsurance cap

How costs are shared

Not supplied in selected filing

Hospital copay day limit

How costs are shared

Unknown

Primary care visits before cost sharing

How costs are shared

Not supplied in selected filing

Primary care copays before other charges

How costs are shared

Unknown

Filed contribution amount

Health accounts

Not supplied in selected filing

Plan design

Plan features and exclusions

Unknown

Adult dental waiting period

Plan features and exclusions

Not supplied in selected filing

Waiting period length

Plan features and exclusions

Not supplied in selected filing

Tier 2 filing assumption

Filing assumptions

Unknown

Essential benefit premium share

Filing assumptions

Not supplied in selected filing

Children’s dental allocation

Filing assumptions

Not supplied in selected filing

Rate description

Filing assumptions

Not supplied in selected filing

Child-only plan ID

Plan identifiers and filing context

Not supplied in selected filing

Tribal cost-sharing variation

Plan identifiers and filing context

Not supplied in selected filing

Expiration date

Plan identifiers and filing context

Unknown

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Plan documents

2027 · Public plan ID 71281WA0560030 · Benefit variant 71281WA0560030-00

Summary of Benefits and Coverage (SBC) (opens in a new tab)
Document notes

Original identity review: 2027 carrier sample SBC. The enrolled coverage period and group name are placeholders; this is not an executed group contract. Local copy retained; extracted text is review evidence, not a reconciled coverage contract.

Carrier document index (opens in a new tab)
Document notes

Carrier source index; formats and available documents vary. 2027 carrier sample SBC. The enrolled coverage period and group name are placeholders; this is not an executed group contract.

2027 Medical Benefit Summary — Regence EmployeeChoice Gold 2500 (opens in a new tab)
Document notes

Original identity review: 2027 carrier medical benefit summary, January 1–December 31, 2027. Read with the sample SBC and booklet; this summary is not the issued group contract. Local copy retained; extracted text is review evidence, not a reconciled coverage contract.

2027 Sample Benefit Booklet — Regence EmployeeChoice Gold 2500 (opens in a new tab)
Document notes

Original identity review: 2027 carrier sample benefit booklet with plan-specific benefit inserts. Group name, plan name, group number and enrolled effective date contain placeholders; confirm the issued contract and current provider participation. Local copy retained; extracted text is review evidence, not a reconciled coverage contract.

Clark. Availability still depends on the coverage start and employer eligibility.

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